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Términos de servicio:

The following terms and conditions govern all use of the ReverseMortgageChoices website and all content, servicios y productos disponibles en oa través del sitio web (tomados en conjunto, el sitio web). The Website is owned and operated by Reverse Mortgage Choices (& Quot; Las opciones Reverse Mortgage & quot;). The Website is offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, políticas (incluso, without limitation, Política de Privacidad de opciones de hipoteca inversa) and procedures that may be published from time to time on this Site by Reverse Mortgage Choices (colectivamente, el & quot; & quot Acuerdo;).

Por favor, lea este Acuerdo cuidadosamente antes de acceder o utilizar el Sitio Web. By accessing or using any part of the web site, usted acepta quedar obligado por los términos y condiciones de este acuerdo. If you do not agree to all the terms and conditions of this agreement, entonces no puede acceder a la página web o utilizar cualquiera de los servicios. If these terms and conditions are considered an offer by Reverse Mortgage Choices, acceptance is expressly limited to these terms. El sitio web está disponible sólo para personas que tengan al menos 18 years old.

  1. Su ReverseMortgageChoices cuenta y Sitio. If you create a blog/site on the Website, usted es responsable de mantener la seguridad de su cuenta y el blog, and you are fully responsible for all activities that occur under the account and any other actions taken in connection with the blog. No debe describir o asignar palabras clave a su blog de una manera engañosa o ilícita, incluyendo de manera destinado para el comercio en el nombre o la reputación de los demás, and Reverse Mortgage Choices may change or remove any description or keyword that it considers inappropriate or unlawful, or otherwise likely to cause Reverse Mortgage Choices liability. You must immediately notify Reverse Mortgage Choices of any unauthorized uses of your blog, your account or any other breaches of security. Las opciones de hipoteca inversa no serán responsables de los actos u omisiones de usted, including any damages of any kind incurred as a result of such acts or omissions.
  2. Responsabilidad de Contribuyentes. Si usted opera un blog, comentar en un blog, post material to the Website, publicar enlaces en el Sitio Web, o poner (o permitir que ningún tercero para hacer) material available by means of the Website (cualquiera de tales materiales, & Quot; Contenido & quot;), You are entirely responsible for the content of, y cualquier daño resultante del, que el contenido. That is the case regardless of whether the Content in question constitutes text, gráficos, un archivo de audio, o software de ordenador. By making Content available, usted representa y garantiza que:
    • la descarga, copia y el uso del contenido no infrinjan los derechos de propiedad, including but not limited to the copyright, patentar, marca registrada o derechos de secretos comerciales, de terceros;
    • si su empleador tiene derecho a la propiedad intelectual se crea, usted tiene cualquiera (i) received permission from your employer to post or make available the Content, including but not limited to any software, o (ii) asegurado de su empleador como una renuncia a todos los derechos en o sobre el Contenido;
    • usted ha cumplido totalmente con las licencias de terceros en relación con el contenido, and have done all things necessary to successfully pass through to end users any required terms;
    • el contenido no contiene ningún virus o instalar, lombrices, el malware, Trojan horses or other harmful or destructive content;
    • el contenido no es spam, no es máquina- o al azar generado por el, and does not contain unethical or unwanted commercial content designed to drive traffic to third party sites or boost the search engine rankings of third party sites, o para otros actos ilegales (such as phishing) o engañar a los receptores en cuanto a la fuente del material (tales como la suplantación de identidad);
    • el contenido no es pornográfico, does not contain threats or incite violence towards individuals or entities, y no viola los derechos de privacidad o publicidad de terceros;
    • your blog is not getting advertised via unwanted electronic messages such as spam links on newsgroups, listas de correo electrónico, otros blogs y sitios web, y métodos promocionales no solicitados similares;
    • your blog is not named in a manner that misleads your readers into thinking that you are another person or company. For example, your blog's URL or name is not the name of a person other than yourself or company other than your own; and
    • tienes, en el caso de contenido que incluye código de ordenador, accurately categorized and/or described the type, naturaleza, usos y efectos de los materiales, whether requested to do so by Reverse Mortgage Choices or otherwise.

    Al enviar contenido a la inversa opciones de hipotecas para su inclusión en su sitio web, you grant Reverse Mortgage Choices a world-wide, Reino libre, y la licencia no exclusiva para reproducir, modificar, adaptar y publicar el contenido con el único fin de mostrar, distributing and promoting your blog. Si elimina contenido, Reverse Mortgage Choices will use reasonable efforts to remove it from the Website, but you acknowledge that caching or references to the Content may not be made immediately unavailable.

    Sin limitación alguna de esas representaciones o garantías, Las opciones de hipoteca inversa tiene el derecho (aunque no la obligación) a, la sola discreción de opciones de hipoteca inversa (i) refuse or remove any content that, en la opinión razonable de las opciones de hipoteca inversa, violates any Reverse Mortgage Choices policy or is in any way harmful or objectionable, o (ii) terminate or deny access to and use of the Website to any individual or entity for any reason, la sola discreción de opciones de hipoteca inversa. Reverse Mortgage Choices will have no obligation to provide a refund of any amounts previously paid.

  3. Pago y Renovación.
    • Términos generales.
      Al seleccionar un producto o servicio, you agree to pay Reverse Mortgage Choices the one-time and/or monthly or annual subscription fees indicated (additional payment terms may be included in other communications). Subscription payments will be charged on a pre-pay basis on the day you sign up for an Upgrade and will cover the use of that service for a monthly or annual subscription period as indicated. Los pagos no son reembolsables.
    • Renovación Automática.
      Unless you notify Reverse Mortgage Choices before the end of the applicable subscription period that you want to cancel a subscription, your subscription will automatically renew and you authorize us to collect the then-applicable annual or monthly subscription fee for such subscription (así como cualquier impuesto) el uso de cualquier tarjeta de crédito u otro mecanismo de pago que tenemos constancia para usted. Upgrades can be canceled at any time by submitting your request to Reverse Mortgage Choices in writing.
  4. Servicios.
    • Matrícula; Pago. By signing up for a Services account you agree to pay Reverse Mortgage Choices the applicable setup fees and recurring fees. Applicable fees will be invoiced starting from the day your services are established and in advance of using such services. Reverse Mortgage Choices reserves the right to change the payment terms and fees upon thirty (30) days prior written notice to you. Services can be canceled by you at anytime on thirty (30) days written notice to Reverse Mortgage Choices.
    • Apoyo. Si su servicio incluye el acceso a la asistencia por correo electrónico prioridad. "Email support" means the ability to make requests for technical support assistance by email at any time (with reasonable efforts by Reverse Mortgage Choices to respond within one business day) en relación con el uso de los Servicios VIP. & Quot; Prioridad" means that support takes priority over support for users of the standard or free ReverseMortgageChoices services. All support will be provided in accordance with Reverse Mortgage Choices standard services practices, procedimientos y políticas.
  5. Responsabilidad de visitantes del sitio Web. Las opciones de hipoteca inversa no ha revisado, and cannot review, all of the material, incluidos los programas informáticos, en el sitio web, and cannot therefore be responsible for that material's content, usar o efectos. Al operar el Sitio Web, Reverse Mortgage Choices does not represent or imply that it endorses the material there posted, o que cree que este material es exacta, useful or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, lombrices, caballos de Troya, y otros contenidos dañinos o destructivos. The Website may contain content that is offensive, indecente, o de otra manera, as well as content containing technical inaccuracies, errores tipográficos, y otros errores. The Website may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, de terceros, o la descarga, copying or use of which is subject to additional terms and conditions, declarado o no declarado. Reverse Mortgage Choices disclaims any responsibility for any harm resulting from the use by visitors of the Website, o desde cualquier descarga por los visitantes de contenido no publicado.
  6. Contenido publicado en otros sitios web. No hemos revisado, y no puede revisar, all of the material, incluidos los programas informáticos, made available through the websites and webpages to which ReverseMortgageChoices links, y que enlazan con ReverseMortgageChoices. Reverse Mortgage Choices does not have any control over those non-Reverse Mortgage Choices websites and webpages, y no es responsable de su contenido ni su uso. By linking to a non-Reverse Mortgage Choices website or webpage, Reverse Mortgage Choices does not represent or imply that it endorses such website or webpage. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, lombrices, caballos de Troya, and other harmful or destructive content. Reverse Mortgage Choices disclaims any responsibility for any harm resulting from your use of non-Reverse Mortgage Choices websites and webpages.
  7. La infracción de derechos de autor y Política de DMCA. As Reverse Mortgage Choices asks others to respect its intellectual property rights, respeta los derechos de propiedad intelectual de terceros. If you believe that material located on or linked to by ReverseMortgageChoices violates your copyright, you are encouraged to notify Reverse Mortgage Choices in accordance with Reverse Mortgage Choices's Digital Millennium Copyright Act (& Quot; DMCA & quot;) Política. Las opciones de hipoteca inversa responderán a todos estos anuncios, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. Las opciones de hipoteca inversa se cancelar el acceso de un visitante y uso de la página web si, under appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or other intellectual property rights of Reverse Mortgage Choices or others. In the case of such termination, Reverse Mortgage Choices will have no obligation to provide a refund of any amounts previously paid to Reverse Mortgage Choices.
  8. Propiedad intelectual. This Agreement does not transfer from Reverse Mortgage Choices to you any Reverse Mortgage Choices or third party intellectual property, y todos los derechos, title and interest in and to such property will remain (entre las partes) solely with Reverse Mortgage Choices. Reverse Mortgage Choices, ReverseMortgageChoices, el logo ReverseMortgageChoices, y todas las demás marcas comerciales, Marcas de servicio, graphics and logos used in connection with ReverseMortgageChoices, or the Website are trademarks or registered trademarks of Reverse Mortgage Choices or Reverse Mortgage Choices's licensors. otras marcas, service marks, gráficos y logotipos usados ​​en relación con el Sitio Web pueden ser marcas comerciales de terceros. Your use of the Website grants you no right or license to reproduce or otherwise use any Reverse Mortgage Choices or third-party trademarks.
  9. anuncios. Reverse Mortgage Choices reserves the right to display advertisements on your blog unless you have purchased an ad-free account.
  10. Atribución. Reverse Mortgage Choices reserves the right to display attribution links such as 'Blog at ReverseMortgageChoices,"Autor tema, and font attribution in your blog footer or toolbar.
  11. Productos de socios. Mediante la activación de un producto pareja (e.g. tema) de uno de nuestros socios, está de acuerdo con los términos de servicio de ese socio. You can opt out of their terms of service at any time by de-activating the partner product.
  12. Nombres de dominio. Si va a registrar un nombre de dominio, using or transferring a previously registered domain name, you acknowledge and agree that use of the domain name is also subject to the policies of the Internet Corporation for Assigned Names and Numbers (& Quot; & quot ICANN;), incluyendo su Registration Rights and Responsibilities.
  13. cambios. Las opciones de hipoteca inversa se reserva el derecho, a su discreción, to modify or replace any part of this Agreement. Es su responsabilidad revisar este Acuerdo periódicamente para los cambios. Your continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. Las opciones de hipoteca inversa puede también, en el futuro, offer new services and/or features through the Website (incluso, el lanzamiento de nuevas herramientas y recursos). Such new features and/or services shall be subject to the terms and conditions of this Agreement.
  14. Terminación. Reverse Mortgage Choices may terminate your access to all or any part of the Website at any time, con o sin causa, con o sin previo aviso, efectivo inmediatamente. If you wish to terminate this Agreement or your ReverseMortgageChoices account (Si tienes uno), you may simply discontinue using the Website. No obstante lo anterior, si usted tiene una cuenta de servicios de pago, such account can only be terminated by Reverse Mortgage Choices if you materially breach this Agreement and fail to cure such breach within thirty (30) days from Reverse Mortgage Choices's notice to you thereof; siempre que, Reverse Mortgage Choices can terminate the Website immediately as part of a general shut down of our service. All provisions of this Agreement which by their nature should survive termination shall survive termination, incluso, sin límites, las disposiciones de propiedad, negación de garantía, indemnity and limitations of liability.
  15. Exclusión de garantías. El sitio Web es proporcionada & quot; como es & quot;. Las opciones de hipoteca inversa y sus proveedores y licenciantes renuncian a todas las garantías de ningún tipo, express or implied, incluso, sin límites, las garantías de comerciabilidad, fitness for a particular purpose and non-infringement. Ni las elecciones hipoteca inversa ni sus proveedores y licenciatarios, makes any warranty that the Website will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, u obtener contenidos o servicios a través, the Website at your own discretion and risk.
  16. Limitación de responsabilidad. En ningún caso se invertirá opciones de hipotecas, or its suppliers or licensors, será responsable con respecto a cualquier materia objeto de este acuerdo bajo cualquier contrato, negligencia, responsabilidad estricta o cualquier otra teoría legal o equitativo para: (i) nada especial, incidental or consequential damages; (ii) el coste de adquisición de los productos o servicios sustitutos; (iii) for interruption of use or loss or corruption of data; o (iv) for any amounts that exceed the fees paid by you to Reverse Mortgage Choices under this agreement during the twelve (12) month period prior to the cause of action. Reverse Mortgage Choices shall have no liability for any failure or delay due to matters beyond their reasonable control. Lo anterior no se aplicará en la medida prohibida por la ley aplicable.
  17. Representación general y Garantía. Usted manifiesta y garantiza que (i) your use of the Website will be in strict accordance with the Reverse Mortgage Choices Privacy Policy, with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, estado, ciudad, u otra área gubernamental, con respecto a la conducta en línea y contenido aceptable, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of the Website will not infringe or misappropriate the intellectual property rights of any third party.
  18. Indemnización. Usted se compromete a indemnizar y mantener opciones de hipotecas inversas inofensivos, its contractors, y sus licenciantes, y sus respectivos directores, oficiales, employees and agents from and against any and all claims and expenses, incluyendo los honorarios de abogados, como resultado de su uso del Sitio Web, including but not limited to your violation of this Agreement.
  19. Diverso. This Agreement constitutes the entire agreement between Reverse Mortgage Choices and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of Reverse Mortgage Choices, or by the posting by Reverse Mortgage Choices of a revised version. Except to the extent applicable law, si cualquier, disponga otra cosa, este acuerdo, any access to or use of the Website will be governed by the laws of the California, Estados Unidos, excluyendo su conflicto de disposiciones legales, and the proper venue for any disputes arising out of or relating to any of the same will be the state and federal courts located in Los Angeles County, California. Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (que puede ser llevado ante los tribunales competentes sin el pago de una fianza), any dispute arising under this Agreement shall be finally settled in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Cª. (& Quot; JAMS & quot;) by three arbitrators appointed in accordance with such Rules. The arbitration shall take place in Los Angeles County, California, in the English language and the arbitral decision may be enforced in any court. The prevailing party in any action or proceeding to enforce this Agreement shall be entitled to costs and attorneys' fees. Si cualquier parte de este Acuerdo se considera inválida o inejecutable, that part will be construed to reflect the parties' original intent, y las porciones restantes permanecerán en pleno vigor y efecto. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, no renunciará a dicho término o condición o cualquier incumplimiento posterior de los mismos. You may assign your rights under this Agreement to any party that consents to, y está de acuerdo en obligarse por, sus términos y condiciones; Las opciones de hipotecas inversas pueden ceder sus derechos en virtud del presente Acuerdo sin condición. This Agreement will be binding upon and will inure to the benefit of the parties, sus sucesores y cesionarios permitidos.