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May 2016 / 28 posts found

new rules for HECM

How About Understandable Language For A Reverse Mortgage?

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The U.S. Department of Housing and Urban Development (HUD) is set to roll out a new set of reverse mortgage rules if/when the proposed regulations are approved. These new rules would reduce the volume by nearly $2 billion annually, but would also help reduce foreclosures and prevent evictions, as the government aims to make these loans more veritable for lenders and borrowers. The HUD is planning to add rules that mandate credit counseling for all borrowers and that also mandate that lenders disclose the features of the loan in language that borrowers can better understand. In addition, HUD is also […]

4 Signs You Should Stop Coloring Your Hair

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Few women welcome gray hair with open arms. When the salt outnumbers the pepper, most of us—as many as 75 percent of women, according to various sources—turn to the beauty industry for an all-over color correction. But once you start dyeing your hair to cover the grays, how do you know when enough is enough? When 56-year-old former brunette, Paula Winnig, was 35 years old, a number of well-meaning friends handed her their colorists’ business cards, a not-so-subtle nod to her rapidly graying hair. She took the hint and began dyeing her locks, a practice she continued until quitting for […]

German terrorists come out of retirement to rob, police say

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(CNN)Police in Germany are appealing for sightings of former members of the infamous far-left Baader-Meinhof terror group, who appear to have come out retirement to attempt armed robberies to fund their lives on the run. Law enforcement officials in the German state of Lower Saxony released pictures, taken this year, they believe are of Ernst-Volker Staub, 61, and Burkhard Garweg, 47, who are being sought on suspicion of attempted murder and attempted robbery.

The hype is back at Indy and everyone wants to win the 100th | Fox News

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Probe into UK occupational pension schemes – BBC News

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Drunk David Letterman ready to fake his own death if his Indy 500 team loses

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Rahal Letterman Lanigan Racing co-owner David Letterman has become a pretty serious dude since retiring from his Late Showhosting duties. He’s serious about chilling out, doing whatever he wants, and making sure his IndyCar team wins by any means necessary. Letterman has been living it up in his hometown all weekend, preparing for the biggest race of the year by getting wasted as all get out. His Saturday morning appearance on SportsCenterincluded regaling fans with tales of the many Indy 500 races he’s attended, then ends with this bombshell of a reveal.

The Case for Treating Animals as Humans

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In the new documentary Unlocking the Cage, attorney Steven Wise makes his case for why animals need legal personhood for their own safety. “> Unlike PETA, which lost a case in 2012 alleging that five orcas held by Sea World deserved constitutional protection under the Thirteenth Amendment prohibiting slavery (the judge in the case ruled that the Thirteenth Amendment only applies to persons), Wise has been pursuing a more radical, nuanced, and researched approach to the issue of animal rights: he wants the most intelligent animalsapes, dolphins, elephantsto be granted legal personhood, so they can invoke habeas corpus and challenge […]

Heimlich Again Makes Name For Self By Using Heimlich To Save Woman

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Dr. Henry Heimlich, the 96-year-old Cincinnati surgeon credited with inventing the lifesaving technique named for him, used it for the first time this week to save a fellow senior center resident who was choking on a hamburger, a center spokesman said on Friday. Heimlich, who in multiple national television appearances had demonstrated the “Heimlich Maneuver” to dislodge food from an airway, had never employed it in an emergency, said spokesman Ken Paley. But on Monday, Heimlich was sitting at a communal dining table at Cincinnati’s Deupree House, an upscale senior living center where he lives, and noticed fellow resident Patty Ris, […]

Heres How Much Income You Need To Afford Rent In Every State

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Housing costs are out of whack with incomes across the country, making the task of finding an affordable place to live a real struggle, even for many full-time workers. A report titled “Out of Reach,” out this week from the National Low Income Housing Coalition, highlights the mismatch between wages and housing costs at the state, county and metro levels. The results are consistently dire: in no locality in the country can people who earn the federal minimum wage afford the typical two-bedroom apartment. The NLIHC determined how much a person working full-time would need to make to comfortably afford fair market rent. […]

Trump Supports Cutting Social Security From A Moral Standpoint, Report Says

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according to a report in Bloomberg BusinessWeekThe presumptive Republican presidential nominee reportedly made the comments during a with Ryan aimed at mending ties between the two top Republican leaders, Bloomberg reported, citing an unnamed source who was in the room.has yet“From a moral standpoint, I believe in it,” Trump said of cutting Social Security. “But you also have to get elected. And there’s no way a Republican is going to beat a Democrat when the Republican is saying, ‘We’re going to cut your Social Security’ and the Democrat is saying, ‘We’re going to keep it and give you more.’ ” criticized […]